New research looking into the lengths Britons go to in order to warm up their homes has revealed that some people have previously covered their windows with bubble wrap, or insulated their radiators with tin foil; whilst others have resorted to slightly more unusual methods. The research has revealed how British homeowners try to keep their houses warm, including the slightly more unusual methods. Nine in ten homeowners think that they spend more than they should on heating, whilst two fifths have resisted putting the heating on this autumn despite wanting to, due to cost.
Lee Murphy is the founder of Pandle (www.pandle.com) the cloud bookkeeping software specifically for small businesses and the self-employed.
Neglecting your books because you are too busy dealing with the everyday job could be disastrous for your business finances.
Cashflow problems are the biggest killer of small businesses, with recent research showing over 70% of SME owners see it as their biggest threat.
It is easier today than ever before to avoid financial problems thanks to online bookkeeping software, many of them free.
A key feature of the new Rhino Small Business App that’s proving highly popular with its rapidly-increasing user base is the voice function. Rhino users are reporting significant time savings with routine business admin by dictating the content of invoices, estimates, notes and appointments, directly on their smartphones.
Rhino already boasts an impressive ability to create an estimate or invoice in 30 seconds or less, with important information like the customer’s details and payment terms filled in automatically. You can also use the voice function to reduce this time even further, allowing descriptive narratives to be added easily without using the keyboard.
LOTO safety programmes are extremely important in all trade companies, in order to ensure that dangerous equipment is treated correctly once work is complete. To keep this procedure as up to date and therefore as safety conscious as possible, there are some tips to consider:
Purchase the right products
The UK has been in the grip of a heatwave for the past few weeks, with the prolonged dry spell creating increasing difficulties across the country enter the Water Efficient Product Labelling Scheme (WEPL).
A hosepipe ban has already been introduced (and lifted) in Northern Ireland, while United Utilities, which services the north west of England, has already warned that a hosepipe ban will be introduced on August 5.
Public liability insurance is one of the most important forms of business cover, but how does it apply to your business?
We’re here to answer that question, and many more, with our comprehensive guide to public liability insurance. So sit back, grab a cup of tea and get ready to learn some helpful tips and tricks that should leave you with a clearer sense of what public liability is all about.
What is public liability insurance?
It’s designed with third parties in mind. That means that cover is available for most people that interact with your business including customers, clients and members of the public.
With winter just around the corner, it’s time to start thinking about cutting cold-weather energy costs says Drayton. Over 80% of a home’s energy consumption is used for heating and hot water, so looking at new ways of controlling this can have a big impact on your bills.
A smart multi-room heating system is a great long-term investment that will save you money as well as make your home more comfortable, by only heating the rooms you’re using and to the temperatures you prefer. In fact, according to BEAMA adding smart controls to your heating system can save over 40% in running costs and a 25% reduction in energy bills.*
We’re all guilty of wasting money on frivolous items, but when it comes to large home appliances, most of us would like to think we avoid unnecessary expense and research all the options available. But, with a whopping three in five homeowners buying fridges featuring an ice and water dispenser that they never plumb in, perhaps not all the additional extras are considered.
While women are faster than men at getting their pipes in order and their appliances sorted, there’s still a staggering amount of UK homes whose fridge ice and water dispensers run dry. With 60% of consumers leaving their fridges unplumbed, the prospect of plumbing complexities is clearly a turn-off for consumers.